body { background-image: url(../images/gradient.jpg); background-repeat: repeat-x; }

p { color: #000; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; margin-top: 10px; margin-bottom: 10px; }

td { color: #000; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }

a:link { color: #023b8a; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }

a:visited { color: #023b8a; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }

a:hover { color: #023b8a; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; }

a:active { color: #023b8a; font-size: 12px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; }
.footer { color: #515151; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; margin-top: 10px; }
.footer:link { color: #515151; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; margin-top: 10px; }
.footer:visited { color: #515151; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; margin-top: 10px; }
.footer:hover { color: #023b8a; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; margin-top: 10px; }
.footer:active { color: #023b8a; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; margin-top: 10px; }
.left { color: #000; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }
.left:link { color: #00326b; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }
.left:visited { color: #00326b; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: none; }
.left:hover { color: #00326b; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; }
.left:active { color: #00326b; font-size: 10px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; text-decoration: underline; }
.headings { color: #00326b; font-size: 15px; font-family: Helvetica, Geneva, Arial, SunSans-Regular, sans-serif; font-weight: bold; font-style: italic; text-decoration: none; }